Looking for Your Next Property Investment?

It’s about more than just the rate

Nicola McKinley

Hi I’m Nicola and I’ll be your first point of contact at Cooper Rose. I can’t wait to put you in touch with our friendly, knowledgeable and impartial advisors.

P.S. Don’t worry if you’re not sure about your BTL needs, we’re happy to help!

Your mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up payments on your mortgage or on any other debt secured against it. The Financial Conduct Authority does not regulate some forms of Buy to Lets.

Welcome to Cooper Rose

We find the mortgage deals that work

Buy to Let Mortgages are complex and the options available from lenders varies significantly. If you’re looking to make Property pay, you need a broker who understands your plans and finds the product that fits.

We know it can be stressful being a property investor, but with a super team of specialists to help, we aim to take the burden of finding the right mortgage away, leaving you more time to view the next deal!

Smiling woman holding up a set of keys

Your Buy to Let Mortgage

What are your plans?

Single lets are great, and a fab way to start as a property investor, but not all BTL options are so straightforward. Don’t worry, we can help with most options (and if not we can point you in the right direction).

BRRR?

Buy, Refurbish, Rent, Refinance… it’s a great way to grow your portfolio.

What they don’t tell you is that some lenders are quicker than others when it comes to refinancing…

 

Air BnB

If you’re looking to mortgage a property and rent it out as a holiday home or serviced accommodation you need to look at lenders who allow this. We can help find the most suitable deal for your business.

 

HMO

If you’re an owner of a House in Multiple Occupation or you’re looking to change a property to an HMO we can help find you the most suitable lender for your requirements.

 

How It works?

We're ready to help you take the next step

We're aware of how important your mortgage is to your ongoing financial health. If you're at all worried about anything at all, just give us a call. We're happy to advise on your circumstance, no question is too small and definitely not trivial (plus you're safe with us, we've heard it all before 😉).

Step 01 - Get in touch

Call, email or send a message on our social channels. We will be back in touch with you as soon as possible to get some basic info to enable our super star advisors to hit the ground running. 

Step 02 - Let's have a catch up

One of our lovely team (see below) will spend some time getting to know your circumstances. We will then find the most suitable mortgage and protection products based on your circumstances.

Step 03 - Let's get going!

This is the exciting part!... Once you're happy with everything we have presented, we will then send off to the lenders. It won't be long until we have that all important Decision in Principle.

The Cooper Roses

Meet the Team

Louise Havelock Owner Cooper Rose Mortgages

Louise Havelock

CeMAP Qualified

Owner | Mortgage & Protection Advisor

Janet Simmons Cooper Rose Mortgages Newcastle

Janet Simmons

CeMAP Qualified

Mortgage & Protection Advisor

Nicola McKinley Cooper Rose Mortgages in Newcastle

Nicola McKinley

Mortgage & Protection Administrator

Our Clients are the best!

Our Google Reviews

  • Alana Bradley

    29 July 2026

    Google review

    Without Louise and cooper rose we were completely clueless when it came to buying our first home. When it came to figuring out what we could afford, finding the best rates applying for our mortgage, and getting all our insurances arranged, we didn't know where to even begin. Louise spent some much time with us to go through and explain everything and what our options were and always had our best interests in mind. The service provided went beyond what we ever expected and we can whole heartedly say that without her we would have never got through the process of buying our home. Going to Cooper Rose is the best decision you can possibly make, otherwise you'll be left with mountains of stress!

  • Matt Dykes

    20 July 2026

    Google review

    Louise and her team are utterly fantastic. When we first enquired with her about getting a mortgage in principal sorted it was just before all the chaos in Iran which drove interest rates up. She and her team worked incredibly hard to get our application in before the interest rates were updated and secured us the lower rate of interest. I cannot recommend this company enough. We needed a witness signature and Louise was more than happy to do this for us as well without any request for a fee. Seriously, if you're needing a new mortgage for any reason do yourself a favour and reach out to Louise. You won't regret it.

  • Scott Campbell

    15 July 2026

    Google review

    Great help!

  • Matthew Harris

    1 July 2026

    Google review

    We used Cooper Rose for buying our first home. Louise and the team at Cooper Rose were amazing to deal with and made the process of buying our first home easy and stress free. They are very organized, have great communication and if you ever have any questions or queries they are happy to answer and help. Would highly recommend Cooper Rose to anyone 😁

  • kays c

    30 June 2026

    Google review

    Especially as a first time buyer for those who don’t know where to start I would highly recommend, I’ve had a really positive experience and always there to answer any burning questions no matter how small or big the question sounds, they are very good at helping explaining things and making it easier to decipher and understand

  • Jason Brogan

    6 May 2026

    Google review

    Thanks so much to Louise and the team for helping to sort my remortgage. It was a little tricky and took along time with the issues we had but we got there in the end. Thank You

  • Katie Bowman

    6 May 2026

    Google review

    Louise helped me get a mortgage as a first time buyer. Louise was very thorough and got me a great deal for my mortgage. She was very thorough and made me feel at such ease throughout. Louise and Nicola got my mortgage offer very quick. Great service from great people!

  • Brannan Family

    5 May 2026

    Google review

    Thank you Louise and the team for all of your help when purchasing my house. Your attention to detail is second to none, thank you for such a seamless process!

See all our Google reviews

The reviews displayed reflect the client's individual experience and may not be representative of all clients.